Terms & Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Wangsana website and your participation in any workshops, programmes, or courses offered by Wangsana ("we", "us", or "our"). By submitting an enquiry, registering for a programme, or using our website, you agree to these Terms. Please read them carefully.

1. About Wangsana

Wangsana is an educational services provider based in Kuala Lumpur, Malaysia. We offer general financial goal-setting workshops and structured educational programmes designed to help individuals think through personal money goals, plan timelines, and build practical frameworks for their own decision-making. Nothing we provide constitutes regulated financial advice, investment advice, or any professional advisory service governed by securities or financial services law.

2. Educational Nature of Services

All content delivered through our workshops, programmes, and materials is for general educational and informational purposes only. Participants are responsible for how they apply any concepts explored during their programme. Wangsana does not offer personalised financial planning, portfolio management, or any service that requires a licence under Malaysian financial services regulation.

3. Enrolment and Registration

Enrolment in a programme is confirmed upon receipt of your registration and, where applicable, payment. We reserve the right to decline enrolment at our discretion. Confirmed participants will receive joining instructions and relevant materials prior to the start of their programme. Spaces are subject to availability.

4. Fees and Payment

Programme fees are as stated at the time of registration. Fees are quoted in Malaysian Ringgit (RM) and are inclusive of materials described in each programme listing. Payment terms and accepted methods will be communicated during the enrolment process. All fees must be settled before programme commencement unless otherwise agreed in writing.

5. Cancellation and Rescheduling

• Participant cancellation: Please notify us as early as possible if you are unable to attend. Cancellations received at least seven calendar days before the programme start date may be eligible for a credit towards a future session. Cancellations received with shorter notice may not be eligible for credit.
• Wangsana cancellation: If we need to reschedule or cancel a programme, we will notify registered participants as soon as practicable and offer an alternative date or a credit. We are not liable for any incidental costs you may incur as a result of a schedule change.

6. Conduct and Participation

Participants are expected to engage respectfully with facilitators and fellow participants throughout all sessions. We reserve the right to remove any participant whose conduct is disruptive, disrespectful, or contrary to a constructive learning environment, without refund.

7. Intellectual Property

All workshop materials, workbooks, checklists, journals, and related content provided by Wangsana remain our intellectual property or that of our content partners. Materials are provided for the personal, non-commercial use of the enrolled participant only. Reproduction, distribution, or sharing of materials without our prior written consent is not permitted.

8. Limitation of Liability

To the extent permitted by applicable law, Wangsana's liability for any claim arising out of or relating to our services is limited to the fees paid by you for the relevant programme. We are not liable for indirect, incidental, or consequential losses. Nothing in these Terms excludes liability for fraud or for any liability that cannot be excluded by law.

9. No Financial Outcomes Assured

Participation in our programmes does not assure any particular financial outcome. Individual results depend entirely on each participant's own circumstances, decisions, and actions. We make no representations about the financial results that participants may or may not experience.

10. Privacy

Your personal information is handled in accordance with our Privacy Policy, which forms part of these Terms.

11. Changes to These Terms

We may update these Terms from time to time. The current version will always be available on this page with the date of last revision. Continued use of our website or participation in our programmes after any changes constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of Malaysia. Any disputes arising under these Terms will be subject to the non-exclusive jurisdiction of the Malaysian courts.

13. Contact

For any questions about these Terms, please contact us at:

• Email: [email protected]
• Phone: +60 3-2725 4081
• Address: Level 9, Q Sentral, 2A Jalan Stesen Sentral 2, KL Sentral, 50470 Kuala Lumpur